How To Save Money By Making Your Own Homemade Fireworks

July 4th, 2008

First, you will need to find some industrial fertilizer and plain sugar to make some flash powder. Next, you should make sure your fire extinguisher is properly maintained and filled.
Okay, so I’m kidding. Perhaps we should just stick to watching the nice public fireworks displays. Otherwise my next post might be “How to lose your entire net worth through a negligence lawsuit!” Happy Independence Day!

Read the rest of this great post here

Coupon Galore!

July 4th, 2008

Hey guys,

Here are the latest godaddy coupons.

* promo530 - Save $5 off any order of $30 or more
* promo10 - 10% off your entire order
* promo20 - 20% off 1, 2, or 3 year shared web hosting plans

.COM Domains

* Registrations, transfers and renewals
Use coupon code CJC695DOM to save $3 (pay only $6.95)

All Other Domains

* Orders between $0 - $10
Use coupon CJCONEOFF to save $1 on any order
* Orders between $10 - $30
Use coupon CJCSAVE10 to save 10% on any order at GoDaddy
* Orders between $30 - $50
Use coupon CJCSAVE to save $5 on your orders of $30 or more
* Orders between $50 - $75
Use coupon CJCTENOFF to save $10 on your orders of $50 or more
* Orders between $75 - $100
Use coupon CJCDEAL to save 15% on your orders of $75 or more
* Orders between $100 - $133
Use coupon CJCDEAL67 to save $20 on your orders of $100 or more
* Orders greater than $134+
Use coupon CJCDEAL to save 15% on your orders of $134 or more
gdp0522 = 15% OFF .COM, .NET, .ORG, .BIZ, .US or .NAME - new, renewals or transfers for all years
Dot US Domains for $8.99 use code gdp0536 Expires june 7th

Web Hosting

* GoDaddy Web Site Hosting
Use coupon code CJC20HOST to save 20% the first year
* GoDaddy Virtual Dedicated Servers (VDS/VPS)
Use coupon code CJCVDHALF to save 50% the first 12-24 months
Expired - but stills gives you a 10% saving
* GoDaddy Dedicated Servers
Use coupon code CJCDEDHALF to save 50% the first 12-24 months
Expired - but stills gives you a 10% saving

SSL Certificates

* $14.99/year Turbo SSL plans
Use source code CJCTOPSSL to save 50% the first year

Hatchling Regular Cost - $8.95 (paid monthy)
After using the Hostgator Coupon - $9.94 saving (when paid for full year)

Baby Regular Cost - $9.95 (paid monthly)
After using the Hostgator Coupon - $9.94 saving (when paid for 1-month or more)

Swamp Regular Cost - $14.95 (paid monthly)
After using the Hostgator Coupon - $9.94 saving (when paid for 1-month or more)

For more details about the Hosting packages, visit HostGator’s website

To save upto $ 9.94 on Hostgator Shared Hosting, enter any of the below mentioned hostgator coupon codes on the order page

Hostgator Coupon Code : WEBHOSTING
Hostgator Coupon Code : TURKEY
Hostgator Coupon Code : FINDMYHOST
Hostgator Coupon Code : TOPHOST
Hostgator Coupon Code : HGC25
Hostgator Coupon Code : 404PAGE
Hostgator Coupon Code : HOSTGATOR
Hostgator Coupon Code : WORDPRESS
Hostgator Coupon Code : ICEISHOT

And to save upto $ 24.94 on Hostgator Reseller Hosting, enter this hostgator reseller hosting coupon codes on the order page

Hostgator Resellers Coupon Code : CO_NR

July 2008 Financial Status / Net Worth Update

July 3rd, 2008

Credit Card Debt
If you’re a new reader, let me start out as usual by explaining the credit card debt. I’m actually taking money from 0% APR balance transfer offers and instead of spending it, I am placing it in high-yield savings accounts that actually earn 3-4% interest or more, and keeping the difference as profit. Along with other deals that I blog about, this helps me earn extra side income of thousands of dollars a year. Recently I put together a series of step-by-step posts on how I do this. Please check it out first if you have any questions. This is why, although I have the ability to pay the credit card balances off, I choose not to.
Retirement and Brokerage accounts
Apparently this was the worst June since the Great Depression, with the S&P 500, Nasdaq, and Dow all losing around 9 to 10% last month [...]

Read the rest of this great post here

Good Chance at Free Movie Ticket Giveaway

July 3rd, 2008

Entenmann’s Bakery is having a “Summer Movie Moments” Giveaway where you have a good chance at winning a free movie ticket. I say a very good chance because my sister, my wife, and I all won free movie tickets on the first try. Perfect for the holiday weekend. Thanks Julie!
One entry per person. You may need to use a different computer and/or different IP address for the 2nd person. You print out a customized gift certificate with your name and 16-digit code. Good for up to $12 at these participating theaters (seems like most Regal and Cinemark theaters qualify). Mine expires 10/31/08. From the fine print:
Upon visiting sweetmoments.com, the customer may register to win a free video camera (make and model to be determined), a free movie ticket coupon (up to $12.00 value), a free concession [...]

Read the rest of this great post here

Glossary Of Frequently Used Symbols in Corporate Finance

July 1st, 2008

Whilst this is again not one of my more substantive posts, I thought the following glossary of frequently used symbols in corporate finance may be of some interest:
ANk Annuity factor for N years and an interest rate of k
ABCP Asset Backed Commercial Paper
ACES Advanced Computerised Execution System
ADR American Depositary Receipt
APT Arbitrage Pricing Theory
APV Adjusted Present Value
ARR Accounting Rate of Return
BIMBO Buy In Management Buy Out
BV Book Value
Capex Capital Expenditures
CAPM Capital Asset Pricing Model
CAR Cumulative Abnormal Return
CB Convertible Bond
CD Certificate of Deposit
CDO Collateralised Debt Obligation
CE Capital Employed
CFROI Cash Flow Return On Investment
COV Covariance
CVR Contingent Value Right
D Debt, net financial and banking debt
d Payout ratio
DCF Discounted Cash Flows
DDM Dividend Discount Model
DECS Debt Exchangeable for Common Stock; Dividend Enhanced Convertible Securities
DFL Degree of Financial Leverage
Div Dividend
DJ Dow Jones
DOL Degree of Operating Leverage
DPS Dividend Per Share
DR Depositary Receipt
EAT Earnings After Tax
EBIT Earnings Before Interest and Taxes
EBITDA Earnings Before Interest, Taxes, Depreciation and Amortisation
EBRD European [...]

Read the rest of this great post here

Investment Banking Interview Questions and Tips

July 1st, 2008

Practising investment banking / finance interview questions will be crucial in order to distinguish yourself from the next commerce / law graduate with first class honours who probably has a very similar resume to yourself.
How to get into investment banking
Whilst I do not speak from experience, I hope the following investment banking interview questions and tips which I have pulled together from research across the internet will help graduates considering a role in investment banking. I query whether now (mid 2008) is the most ideal time to be jumping into investment banking but I’ll get to that another day.
Expected Investment Banking Interview Questions
Ultimately, investment banking interviewers want to know two things regardless of the role you are applying for:
1. Why do you want to go into the investment banking?
2. Why do you want a job with the particular firm you are applying for?
From my analysis of a couple of [...]

Read the rest of this great post here

Magnifying Fear and Joy In The Stock Market

July 1st, 2008

A co-worker of mine disclosed today that she moved her entire 401k to cash and bonds last week. She is older than me and has what must be a sizable balance because her reasoning was “I couldn’t stand it anymore, all my contributions for the last year have disappeared! Why did I bother?”
I thought that it was an interesting - albeit dangerous - way of measuring returns. I can see how it can be depressing if you start with $100,000 at the beginning of the year, keep putting away $1,000 every month for a year, and then at the end of year… you still have only $100,000 due to market drops. It can be easy to view it as simply throwing money away. I miss the safety of cash!
But this is dangerous because comparing absolute changes in your entire account to your current [...]

Read the rest of this great post here

Free Online Will & Trust Kit From Suze Orman

June 29th, 2008

On a recent episode of the Suze Orman TV show, she announced that you can go to her website and get her Online Will & Trust kit for free for a limited time. Via Slickdeals. Here’s how to get it:

Go to SuzeOrman.com.
Click on Will & Trust Kit link on upper left menu.
Click the orange Gift Code button.
Type in the code “people first”.

I signed up for the initial profile successfully, but haven’t finished the questionnaires. The software includes the ability to create a will, a revocable trust, Financial Power of Attorney, and an Advanced Directive / Durable Power of Attorney for Healthcare. One less reason for putting off doing one of these if it’s free!
I’m not sure how this compares to a more established legal service like LegalZoom which I had considered using up until now (I used them to incorporate my home business), [...]

Read the rest of this great post here

Free Online Will & Trust Kit From Suze Orman

June 29th, 2008

On a recent episode of the Suze Orman TV show, she announced that you can go to her website and get her Online Will & Trust kit for free for a limited time. Via Slickdeals. Here’s how to get it:

Go to SuzeOrman.com.
Click on Will & Trust Kit link on upper left menu.
Click the orange Gift Code button.
Type in the code “people first”.

I signed up for the initial profile successfully, but haven’t finished the questionnaires. The software includes the ability to create a will, a revocable trust, Financial Power of Attorney, and an Advanced Directive / Durable Power of Attorney for Healthcare. One less reason for putting off doing one of these if it’s free!
I’m not sure how this compares to a more established legal service like LegalZoom which I had considered using up until now (I used them to incorporate my home business), [...]

Read the rest of this great post here

Help Me Out Again, Get $10

June 29th, 2008

Do you have an ING Direct savings account with unused referrals? People want them! The first 25 people who comment below and leave a working contact e-mail (name not required, e-mail will not be shared) will get one filled by me for free, which is $10 for you. I’m all good for now. Just look for a message from me to your e-mail address with further instructions later this evening.
Due to comment moderation, your comment may not show up right away. One referral per person. Late night readers get lucky this time. Thanks!

Read the rest of this great post here